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 Post subject: Foreign exchange recommendations svp
PostPosted: Wed Aug 26, 2015 3:17 pm 
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We want to transfer some ££ to €€ probably within the next few weeks. I know nothing about the process so I'm looking for companies recommended for ease of use/best rates.

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 Post subject: Re: Foreign exchange recommendations svp
PostPosted: Wed Aug 26, 2015 3:52 pm 
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Try these people, https://transferwise.com/?ircid=985&utm_campaign=Online+Tracking+Link&utm_source=Nrcom&utm_medium=affiliate

I have had no problems with them, when I have been sent monies, mind you most of it is small stuff, in the £30's and £50's mark, but have had sums in the £200, all sent with no bother, apart from the bank asking me what Transferwise was because they had never heard of it before then

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 Post subject: Re: Foreign exchange recommendations svp
PostPosted: Wed Aug 26, 2015 5:32 pm 
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I use Worldwide, they give you a rate which is 2 points below the BBC website and, after the first few transactions it is all by word of mouth over the phone, no need to send back the bits of e-paper.

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 Post subject: Re: Foreign exchange recommendations svp
PostPosted: Wed Aug 26, 2015 6:06 pm 
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I use my bank (SG) for transfers to the UK. They don't charge any transaction fees and I can do it online, next day delivery. The problem on the other end is that I am at the mercy of Barclays. They don't charge a transaction fee, they just do you on the rate.

If it's a smallish amount use your bank, if it's a big amount, don't.


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 Post subject: Re: Foreign exchange recommendations svp
PostPosted: Wed Aug 26, 2015 7:02 pm 
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www.currencyfair.com

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 Post subject: Re: Foreign exchange recommendations svp
PostPosted: Thu Aug 27, 2015 6:30 am 
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Location: The Republic of Limousin
Thanks guys. I'll look into those.

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 Post subject: Re: Foreign exchange recommendations svp
PostPosted: Thu Aug 27, 2015 6:42 am 
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I use Caxtonfx fastpay system - simply because they didn't ask for mounds of paper before I could set it up!
www.caxtonfx.com

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 Post subject: Re: Foreign exchange recommendations svp
PostPosted: Thu Aug 27, 2015 8:54 am 
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Whoever you use, make sure the firm is "Authorised" (not simply "Registered"). This means that your cash should be safe if the company goes bust. We've used HiFX and Caxton in the past.

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 Post subject: Re: Foreign exchange recommendations svp
PostPosted: Fri Aug 28, 2015 12:05 pm 
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Caxton fast pay, used for some years and all sorts of amounts. No big paper mound and at the end of a phone if necessary.


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 Post subject: Re: Foreign exchange recommendations svp
PostPosted: Fri Aug 28, 2015 1:55 pm 
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I used HiFX mostly for £ to € - not sure if best rate, but better than my bank.

Now I use my bank (QNB) for QAR to £. I am not sure how they do it, but I have had same day service - so it can be done.

J


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 Post subject: Re: Foreign exchange recommendations svp
PostPosted: Fri Aug 28, 2015 4:24 pm 
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Location: The Republic of Limousin
Thank you all once again.
We're not yet ready, but a quick look at the above suggests that HIFX gives the best £-€ rate (at the moment).

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 Post subject: Re: Foreign exchange recommendations svp
PostPosted: Fri Aug 28, 2015 6:27 pm 
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:-bd I looked back at who we used, many years ago, and it was HIFX. Once you were registered with them, it was very straight forward "doing a deal" from sterling to euro. I do believe it was by phone, and it was a proper English speaking person on the other end! :shock: Hopefully it's still like that!!

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 Post subject: Re: Foreign exchange recommendations svp
PostPosted: Fri Aug 28, 2015 10:45 pm 
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MAD87 wrote:
Thank you all once again.
We're not yet ready, but a quick look at the above suggests that HIFX gives the best £-€ rate (at the moment).

What you view on the site is the full interbank rate and not what you will actually get. Depending on the amount the rate maybe slightly better than others but the fee can square that. Smaller amounts Currencyfair with their €3 fee can be better (there are others like TorrFx and transferwise too, very similar these days.

If you take a referral from another Currency Fair user :D you'll get €15 euros as a bonus (so will the referrer :D ;) ) email me ;)

Mound of paperwork is a bit tabloid, The money laundering act makes it a requirement for all Fx companies to obtain ID and address details barely a couple of sheets not a mound.

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 Post subject: Re: Foreign exchange recommendations svp
PostPosted: Sat Aug 29, 2015 10:49 am 
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There's no mound of paperwork with currencyfair and they will also call you up if you have any initial concerns. Have used every money transfer firm there is over 45 years but am very satisfied with currencyfair now.

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 Post subject: Re: Foreign exchange recommendations svp
PostPosted: Thu Jul 07, 2016 8:08 am 
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This might interest a few people http://www.which.co.uk/news/2016/01/new ... ts-431244/


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 Post subject: Re: Foreign exchange recommendations svp
PostPosted: Thu Jul 07, 2016 9:54 am 
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Location: The Republic of Limousin
We used HIFX a few months ago to transfer a dollop even though the project we had in mind didn't come off. We're glad now that we did it then and not later. HIFX were excellent.
What we found though was that we couldn't transfer directly to a savings account, and CA got awfully sniffy about the origin of the funds, hinting that we might after all be terrorists laundering our Kalashnikov sale profits. It's true to say that we were spitting bullets by the time we got the dosh out of their clutches and into another bank.

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 Post subject: Re: Foreign exchange recommendations svp
PostPosted: Thu Jul 07, 2016 10:37 am 
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When we came over in 2004 we used http://www.xe.com/xetrade/, who offered excellent rates. Their website these days offers to give you a quote in 5 minutes.

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